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The City and County of Denver (/'d?nv?r/; Arapaho: Niin�niiniic�ih�he') is the Consolidated City and County that is the capital and the most populous municipality of the U.S. state of Colorado. Denver is also the second-most populous county in Colorado after El Paso County. Denver is located in the South Platte River Valley on the western edge of the High Plains just east of the Front Range of the Rocky Mountains. The Denver downtown district is located immediately east of the couence of Cherry Creek with the South Platte River, approximately 12 miles (19 km) east of the foothills of the Rocky Mountains. Denver is nicknamed the Mile-High City because its official elevation is exactly one mile (5,280 feet or 1,609.344 meters) above sea level, making it one of the highest major cities in the United States. The 105th meridian west of Greenwich, the longitudinal reference for the Mountain Time Zone, passes directly through Denver Union Station.Denver is ranked as a beta world city by the Globalization and World Cities Research Network. With a 2013 estimated population of 649,495, Denver ranks as the 22nd-most populous U.S. city. The 10-county Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had an estimated 2013 population of 2,697,476 and ranked as the 21st most populous U.S. metropolitan statistical area. The 12-county Denver-Aurora, CO Combined Statistical Area had an estimated 2013 population of 3,277,309, which ranks as the 16th most populous U.S. metropolitan area. Denver is the most populous city of the Front Range Urban Corridor, an oblong urban region stretching across two states with population of 5,467,633 in 2010. Denver is the most-populous city within a 500-mile (800 km) radius and the third most-populous city in the Mountain West and the Southwestern United States after Phoenix, Arizona and El Paso, Texas.The Denver MSA has a gross metropolitan product of $157.6 billion in 2010, making it the 18th largest metro economy in the United States. Denver's economy is based partially on its geographic position and its connection to some of the major transportation systems of the country. Because Denver is the largest city within 500 miles (800 km), it has become a natural location for storage and distribution of goods and services to the Mountain States, Southwest states, as well as all western states. Another benefit for distribution is that Denver is nearly equidistant from large cities of the Midwest, such as Chicago and St. Louis and some large cities of the West Coast, such as Los Angeles and San Diego.

 

The City of Colorado Springs is the Home Rule Municipality that is the county seat and the most populous municipality of El Paso County, Colorado, United States. Colorado Springs is located in the east central portion of the state. It is situated on Fountain Creek and is located 60 miles (97 km) south of the Colorado State Capitol in Denver. At 6,035 feet (1,839 m) the city stands over one mile (1.6 km) above sea level, though some areas of the city are significantly higher and lower. Colorado Springs is situated near the base of one of the most famous American mountains, Pikes Peak, rising over 8,000 feet above the city on the eastern edge of the Southern Rocky Mountains. The United States Air Force Academy is located in Colorado Springs.The city had an estimated population of 439,886 in 2013, ranking as the second most populous city in the state of Colorado, behind Denver, and the 41st most populous city in the United States. The Colorado Springs, CO Metropolitan Statistical Area had an estimated population of 678,319 in 2013. The city covers 194.7 square miles (504 km2), making it the most extensive municipality in Colorado. Colorado Springs was selected as the No. 1 Best Big City in ""Best Places to Live"" by in 2006, and placed number one in 2009 list of America's Best Cities. compared to 6.5% for the State and 7.0% for the Nation.

 

The City of Aurora (/?'r??r?/, /?'r?r?/) is a Home Rule Municipality in the U.S. state of Colorado, spanning Arapahoe and Adams counties, with the extreme southeastern portion of the city extending into Douglas County. Aurora is one of the principal cities of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area (Metro Denver). The city's population was 325,078 in the 2010 Census, which made it the third most populous city in the state of Colorado and the 56th most populous city in the United States.The Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had an estimated population of 2,645,209 on July 1, 2012 (the 21st most populous MSA in the U.S.). However, Denver and Aurora combined make up less than half of the Denver Metro Area's population and Aurora has approximately half the population of Denver. The estimated population of Denver-Aurora, CO Combined Statistical Area was 3,214,218 on July 1, 2012 (16th most populous CSA).According to the Aurora Economic Development Council, the largest public employers in the city are:

 

The City of Fort Collins is the Home Rule Municipality that is the county seat and the most populous municipality of Larimer County, Colorado, United States. Situated on the Cache La Poudre River along the Colorado Front Range, Fort Collins is located 65 miles (105 km) north of the Colorado State Capitol in Denver. With a 2012 estimated population of 148,612, it is the fourth most populous city in Colorado after Aurora, Colorado Springs and Denver. Fort Collins is a midsize college city, home to Colorado State University. It was named 's Best Place to Live in the U.S. in 2006, No. 2 in 2008, and No. 6 in 2010. It is also known as one of the towns that inspired the design of Main Street, U.S.A. inside the main entrance of the many ''-style parks run by The Company around the world.Fort Collins' economy has a mix of manufacturing and service-related businesses. Fort Collins manufacturing includes . Many high-tech companies have relocated to Fort Collins because of the resources of Colorado State University and its research facilities.Other industries include clean energy, bioscience, and agri-tech businesses.

 

The City of Lakewood is a Home Rule Municipality which is the most populous municipality in Jefferson County, Colorado, United States. Lakewood is the fifth most populous city in the State of Colorado and the 172nd most populous city in the United States. The city population was 142,980 at the 2010 United States Census. Lakewood is west of Denver and is part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.Before incorporation in 1969, Lakewood was a community with policing provided by the Jefferson County Sheriff, several fire districts, and some neighborhoods without street lights and sidewalks. The City of Lakewood was incorporated in 1969 as Jefferson City. Soon after, an election was held and the city's name was changed to Lakewood. This was due to an overwhelming dislike of ""Jefferson City"" and the perceived notion it would be confused with existing communities in Colorado and Missouri. At the time of incorporation the city population was already over 90,000.The urban/suburban development of the community known as Lakewood was begun in 1889 by Charles Welch and W.A.H. Loveland, who platted a 13-block area along Colfax Avenue west of Denver in eastern Jefferson County. Loveland, the former president of the Colorado Central Railroad, retired to the new community of Lakewood after many years of living in Golden.Lakewood also houses Lakewood High School, an International Baccalaureate school in Jefferson County. Lakewood is also home to Colorado Christian University.In 2011, Lakewood was named an All-America City for the first time.Lakewood's economy is diverse while the largest employers are government. Companies based in Lakewood include .

 

The City of Thornton is a Home Rule Municipality in Adams and Weld counties in the U.S. state of Colorado, located in the northeast quadrant of the Denver-Aurora-Broomfield, CO Metropolitan Statistical Area. Thornton is 10 miles (16 km) north/northeast of downtown Denver. The United States Census Bureau reported the city's growing population at 118,772 on April 1, 2010, a 44.2% increase from the 2000 Census population of 82,384. Thornton is the sixth most populous city in the state of Colorado and the 213th most populous city in the United States.

 

The City of Arvada /?r'v�d?/ is a Home Rule Municipality located in Jefferson and Adams counties, a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area of the U.S. State of Colorado. The United States Census Bureau estimated the city population at 111,707 residents as of July 1, 2013, ranking Arvada as the seventh most populous municipality in Colorado. The Olde Town Arvada historic district is located 7 miles (11 km) northwest of the Colorado State Capitol in Denver.Arvada is largely a commuter town to Denver and Boulder. The primary retail corridors are along Wadsworth Boulevard, 52nd Avenue, 64th Avenue, Ralston Road and Kipling Street.

 

Westminster is a Home Rule Municipality in Adams and Jefferson counties in the U.S. state of Colorado. Westminster is a northwest suburb of Denver. The Westminster Municipal Center is located 9 miles (14 km) north-northwest of the Colorado State Capitol. The United States Census Bureau that the city population was 106,114 on April 1, 2010 Census. Westminster is the seventh most populous city in the state of Colorado and the 237th most populous city in the United States. Westminster is a part of the Denver-Aurora-Broomfield, CO Metropolitan Statistical Area and the Denver-Aurora-Boulder Combined Statistical Area. In July 2006, it was ranked as the 24th best place to live in the USA by .

 

Pueblo /'pw?blo?/ is a Home Rule Municipality that is the county seat and the most populous city of Pueblo County, Colorado, United States.[3] The population was 106,595 in 2010 census, making it the 246th most populous city in the United States. As of 2014 Pueblo is the primary city of the Pueblo-Ca�on City combined statistical area (CSA) totaling about 208,000 people, making it the 134th largest in the nation.Pueblo is situated at the couence of the Arkansas River and Fountain Creek, 112 miles (180 km) south of the Colorado State Capitol in Denver. The area is considered to be semi-arid desert land, with approximately 12 inches (304.80 mm) of precipitation annually. With its location in the ""Banana Belt"", Pueblo tends to get less snow than the other major cities in Colorado. Pueblo is the heart of the Pueblo Metropolitan Statistical Area and an important part of the Front Range Urban Corridor.[3] Pueblo is one of the largest steel-producing cities in the United States;. Because of this Pueblo is referred to as the ""Steel City"". The Historic Arkansas River Project (HARP) is a river walk in the Union Avenue Historic Commercial District, and shows the history of the Pueblo Flood.Pueblo has the least expensive residential real estate of all major cities in Colorado. The median home price for homes on the market in Pueblo is $147,851 as of February 2013.Pueblo is the primary city in the Pueblo metropolitan statistical area (MSA) totaling over 160,000 people.[11]

 

The City of Centennial is a Home Rule Municipality located in Arapahoe County, Colorado, United States. The city population was 100,377 at the 2010 United States Census. Centennial is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. Centennial is the tenth-most populous municipality in the state of Colorado and its 2001 incorporation was the largest in U.S. history. Centennial is ranked as the 15th safest city in the country.l.

 

The City of Boulder is the Home Rule Municipality that is the county seat and the most populous municipality of Boulder County, and the 11th most populous municipality in the U.S. state of Colorado. Boulder is located at the base of the foothills of the Rocky Mountains at an elevation of 5,430 feet (1,655 m). The city is 25 miles (40 km) northwest of Denver.The population of the City of Boulder was 97,385 at the 2010 United States Census, while the population of the Boulder, CO Metropolitan Statistical Area was 294,567.Boulder is famous for its colorful Western history, being a choice destination for hippies in the late 1960s, and as home of the main campus of the University of Colorado, the state's largest university. Furthermore, the city of Boulder frequently acquires top rankings in health, well-being, quality of life, education and art.

 

The City of Greeley is the Home Rule Municipality that is the county seat and the most populous municipality of Weld County, Colorado, United States. Greeley is in northern Colorado and is situated 49 miles (79 km) north-northeast of the Colorado State Capitol in Denver. According to the 2012 Census, the population of the city is 95,357, making it the 12th most populous city in the state of Colorado. Greeley is a major city of the Front Range Urban Corridor.Among the companies based in Greeley are the meatpacker

 

The City of Longmont is a Home Rule Municipality in Boulder and Weld counties of the U.S. state of Colorado. Longmont is located northeast of the county seat of Boulder and 33 miles (53 km) north-northwest of the Colorado State Capitol in Denver.Longmont's population was 86,270 at the time of the 2010 U.S. Census. Longmont is the 13th most populous city in the state of Colorado.The word ""Longmont"" comes from Longs Peak, a prominent mountain named for explorer Stephen H. Long that is clearly visible from Longmont, and ""mont"", from the French word for mountain.According to the Longmont Area Economic Council, the top eleven employers in Longmont are:

 

The City of Loveland is the Home Rule Municipality that is the second most populous municipality in Larimer County, Colorado, United States. Loveland is situated 46 miles (74 km) north of the Colorado State Capitol in Denver. Loveland is the 14th most populous city in Colorado. The United States Census Bureau estimated that in 2010 the population of the city was 66,859. The city forms part of the Fort Collins-Loveland Metropolitan Statistical Area and the Front Range Urban Corridor. The city's public schools are part of the Thompson R2-J School District.

 

The City of Grand Junction is the Home Rule Municipality that is the county seat and the most populous municipality of Mesa County, Colorado, United States. The city has a council�manager form of government, and is most populous municipality in all of western Colorado. Grand Junction is situated 247 miles (398 km) west-southwest of the Colorado State Capitol in Denver. As of the 2010 census, the population of the city was 58,566. Grand Junction is the 15th most populous city in the State of Colorado and the most populous city on the Colorado Western Slope. Grand Junction serves as a major commercial and transportation hub within the large area between the Green River and the Continental Divide. It is the principal city of the Grand Junction Metropolitan Statistical Area which had a population of 146,723 in 2010 census.The city is located along the Colorado River, where it receives the Gunnison River from the south. The name ""Grand"" refers to the historical Grand River, which was renamed the upper Colorado River in 1921, and the word ""Junction"" is from the joining of the Colorado and Gunnison rivers. Hence, Grand Junction has been given the nickname ""River City"". The city sits near the midpoint of a 30-mile (48 km) arcing valley, known as the Grand Valley, a major fruit-growing region, historically home to the Ute people and settled by white farmers in the 1880s. In recent years, several wineries have been established in the area as well. The Colorado National Monument, a unique series of canyons and mesas, overlooks the city on the west, while most of the area is surrounded by public lands managed by the Bureau of Land Management. The Book Cliffs are a prominent series of cliffs that define the northern side of the Grand Valley. Interstate 70 connects the city eastward to Glenwood Springs and Denver and westward to Green River, Utah; Salt Lake City (via Interstate 70 and U.S Route 6); and Las Vegas (via Interstate 70 and Interstate 15)The Country Jam Ranch is located near Grand Junction just north of I-70 at the Mack exit. This is a permanent festival site built for music festivals, including Country Jam, an event that has been held since 1992 and one that draws thousands of country music fans to the area.The Grand Junction area has turned into a major mountain biking destination, with many bikers coming from the Front Range of Colorado, the Salt Lake City area, and even as far away as California to enjoy the area's abundant single-track trails. Two prominent trails among others are the Tabeguache and Kokopelli trails, the latter running from near Loma all the way to Moab, Utah. Fruita, Colorado with its 18 Road trail system is within 10 miles of the city and has become a major mountain biking destination.From the time settlers arrived in the 1880s until the 1960s, three of the main economic activities in the region were farming, fruit growing, and cattle raising. Fruit orchards, particularly between Grand Junction and Palisade to the east, remain important to the region's reputation and economy to the present day. Fruits most often grown are peaches, pears, apricots, plums, cherries, and, particularly since the 1980s, grapes for wine. In this semi-arid environment, these orchards thrive from a combination of abundant sunshine and irrigation from a system of canals that divert water from the Colorado River. Retail sales have been important to the economy for decades (e.g., gasoline, and hunting and fishing related sales), and uranium mining-related activities have also been significant.[17] Grand Junction was home to the Climax Uranium Mill, a now decommissioned mill that provided uranium ore to the US Atomic Energy Commission. Education and healthcare have been important to the economy of the area, especially since the 1950s, with Colorado Mesa University and St. Mary's Hospital as leading employers in these fields. Vast oil shale reserves were known to exist near Parachute, Colorado in the Piceance Basin. The oil embargoes of the 1970s and high gas prices resulted in major financial interest in the region. purchased rights and used Grand Junction as its seat of operations.

 

The City and County of Broomfield is a consolidated city and county in the U.S. state of the Colorado. Broomfield has a consolidated city and county government which operates under Article XX, Sections 10-13 of the Constitution of the State of Colorado. The population was 55,889 at the 2010 United States Census. Broomfield is the 16th most populous municipality and the 13th most populous county in Colorado.Broomfield is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.On September 12, 2013, the county was subject to severe flooding in the area that destroyed dozens of homes, prompted immediate evacuations and closed down major routes such as U.S. Highway 287 after a bridge collapsed going into the city.In the 1990s, Broomfield and other area suburbs experienced tremendous economic growth, much of it focused in technology.

 

The Town of Castle Rock is the Home Rule Municipality that is the county seat and the most populous municipality of Douglas County, Colorado, United States. The town population was 48,231 at the 2010 United States Census, ranking Castle Rock as the most populous town (rather than city) in the State of Colorado. It is named for the prominent, castle tower-shaped butte near the center of town. The town is part of the Front Range Urban Corridor and is located midway between Denver and Colorado Springs.Many of Castle Rock�s residents work in the Denver Technological Center, better known as ""The Denver Tech Center"" (DTC), which is a 15 minute drive north on I-25. Downtown Denver and Denver International Airport are both approximately a 40 minute drive from Castle Rock.[citation needed]

 

The City of Commerce City is a Home Rule Municipality located in Adams County, Colorado, United States. Commerce City is a northern suburb of Denver and now the 18th most populous municipality in Colorado. The city population was 45,913 at the 2010 United States Census, a population increase of 118.7% in the ten years since the 2000 census.Commerce City is a mixed residential and industrial community that is known for an oil refinery with a capacity of 90,000 barrels per day (14,000 m3/d), operated cor. Sporting Goods Park, a soccer stadium in Commerce City, hosts the Colorado Rapids of Major League Soccer.Commerce City is home to an oil refinery with a capacity of 90,000 barrels per day (14,000 m3/d). Originally, this facility existed as two separately owned refineries, one on each side of Brighton Boulevard.

 

Douglas[1] Incorporated May 1981[2] The third most populous Douglas County townThe Town of Parker is a Home Rule Municipality in Douglas County, Colorado, United States. As a self-declared ""Town"" under the Home Rule Statutes, Parker is the second most populous town in the county; Castle Rock is the most populous. In recent years, Parker has become a commuter town at the southeasternmost corner of the Denver Metropolitan Area. As of 2013, the town population was 48,608. Parker is now the 19th most populous municipality in the State of Colorado.

 

The City of Littleton is the Home Rule Municipality in Arapahoe, Douglas, and Jefferson counties that is the county seat of Arapahoe County, Colorado, United States. The city is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. The city population was 41,737 at the 2010 United States Census, ranking as the 20th most populous municipality in the State of Colorado.The city of Littleton's history dates back to the 1859 Pike's Peak Gold Rush, which brought not only gold seekers, but merchants and farmers to the community. Richard Sullivan Little was an engineer from New Hampshire that made his way out west to work on irrigation systems. Little quickly fell in love with the area that is present day Littleton and brought his wife Angeline out from the East in 1862. The Littles, along with many neighbors, built the Flour Mill in 1867, which provided a solid economic base in the community. By 1890, the community had grown to 245 people and the residents voted to incorporate the Town of Littleton.The Colorado Center for the Blind, a skills training program for blind teenagers and adults operated by the National Federation of the Blind, is located in Littleton. Denver Seminary is in Littleton.Intelligent Vehicle Safety Technologies' ""Desert Tortoise,"" a competitor in the DARPA Grand Challenge, is based in Littleton.The city is also the site of the grave of Alferd Packer, an American prospector and the only convicted cannibal in the United States.[citation needed]

 

Northglenn is a Home Rule Municipality in Adams and Weld counties in the U.S. state of Colorado. As of the 2010 census the city's population was 35,789.

 

The City of Brighton is the Home Rule Municipality in Adams and Weld counties that is the county seat of Adams County, Colorado, United States. The United States Census Bureau estimates that the city population was 35,719 in 2013.Brighton is the home of two Vestas manufacturing plants, a wind turbine blade factory and a nacelle manufacturing plant. The factories are valued at $290 million and will provide 1,350 employment opportunities: 650 in the blade factory and another 700 in the nacelle manufacturing plant. Groundbreaking for the factories took place on March 25, 2009.

 

The City of Englewood is a Home Rule Municipality located in Arapahoe County, Colorado, United States. As of 2010, the population was 30,255. Englewood is part of the Denver-Aurora Metropolitan Area. Englewood is located in the South Platte River Valley east of the Front Range and immediately south of central Denver. Downtown is located immediately east of the couence of Little Dry Creek and the South Platte River, between Santa Fe Drive and Broadway.Englewood is the fourth most populous city in Arapahoe County and, in 2010, was the twenty-third most populous city in Colorado.According to the City's 2012 Comprehensive Annual Financial Report, the top employers in the city are:

 

The City of Wheat Ridge is a Home Rule Municipality located in Jefferson County, Colorado, United States. Wheat Ridge is a western suburb of Denver. The Wheat Ridge Municipal Center is approximately 5 miles (8 km) west-northwest of the Colorado State Capitol in Denver. The city had a population of 30,166 as of the 2010 Census.

 

The City of Fountain is a Home Rule Municipality located in El Paso County, Colorado, United States. As of the 2010 census, the city's population was 25,846.Fountain is located 10 miles (16 km) south of Colorado Springs and just east of Fort Carson. Fountain and the Colorado Springs suburbs Security and Widefield make up the ""Fountain Valley"" community.

 

The City of Lafayette /?l??fe?'?t/ is a Home Rule Municipality located in Boulder County, Colorado, United States. The city population was 24,453 at the 2010 United States Census.

 

The Town of Windsor is a Home Rule Municipality in Larimer and Weld counties in the U.S. state of Colorado. According to the 2010 Census, the population of the town was 18,644. Windsor is located in the region known as Northern Colorado. Windsor is situated 59 miles (95 km) north of the Colorado State Capitol in Denver. According to Sperling Best Places there are 21,497 residents in Windsor Zip Code(s)

 

The City of Evans is a Home Rule Municipality located in Weld County, Colorado, United States. The population was 9,514 at the 2000 census, and estimated at 18,842 as of July 1, 2008, by the Census Bureau.

 

The Town of Erie is a Statutory Town in Boulder and Weld counties in the U.S. state of Colorado. The population as of the 2010 census was 18,135, up from 6,291 at the 2000 census. Erie is located just west of Interstate 25, with easy access to Interstate 70, Denver International Airport and Colorado's entire Front Range. Erie's Planning Area spans 48 square miles (120 km2), extending from the north side of State Highway 52 south to State Highway 7, and between US 287 on"

"

1 at the 2013 census.

 

The City of Lone Tree is a Home Rule Municipality in Douglas County, Colorado, United States. The city population was 10,218 at the 2010 United States Census. Lone Tree is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.

 

Superior is a Statutory Town in Boulder County in the U.S. state of Colorado, with a small, uninhabited seent of land area extending into Jefferson County . According to the 2010 census, the population of the city was 12,483.

 

The City of Fruita (pronounced /'fru?t?/) is a Home Rule Municipality located in western Mesa County, Colorado, United States. Fruita is part of the Grand Junction Metropolitan Statistical Area and within the Grand Valley. The geography is identified by the bordering Colorado River (historically known as the Grand River) on the southern edge of town, the Uncompahgre Plateau known for its pinyon-juniper landscape, and the Book Cliffs range on the northern edge of the Grand Valley. The population was 12,646 at the 2010 census. Originally home to the Ute people, white farmers settled the town after founder William Pabor in 1884. Ten years later, Fruita was incorporated.Economically, it started out as a fruit producing region, but today it is well known for its outdoor sports such as mountain biking, hiking, and rafting, its proximity to the Colorado National Monument, and its annual festivals. Fruita has been the winner of the Governor�s Smart Growth and Development Award for four consecutive years. The city motto is ""Honor the Past, Envision the Future"".

 

The city of Steamboat Springs is a Home Rule Municipality that is the county seat and the most populous city of Routt County, Colorado, United States. As of the 2010 census, the city population was 12,088.The city is an internationally known winter ski resort destination. The Steamboat Springs tourism industry is highlighted by Steamboat Ski Resort, which is on Mount Werner in the Park Range just east of the town. It also contains the much smaller Howelsen Ski Area.It is located in the upper valley of the Yampa River, along U.S. Highway 40 just west of the Continental Divide and Rabbit Ears Pass.

 

The Town of Johnstown is a Home Rule Municipality in Weld and Larimer counties in the U.S. state of Colorado. The population was 9,887 at the 2010 United States Census.

 

The City of Federal Heights is a Home Rule Municipality located in Adams County, Colorado, United States. As of the 2010 census, the city had a population of 11,467.

 

The City of Fort Morgan is the Home Rule Municipality that is the county seat and the most populous municipality of Morgan County, Colorado, United States. The United States Census Bureau estimated that the city population was 10,844 in 2005. The city newspaper is the Fort Morgan Times. Lincoln School at 914 State Street is listed on the National Register of Historic Places and is the location of the School for the Performing Arts.

 

The Town of Firestone is a Statutory Town in Weld County, Colorado, United States. The population was 10,147 at the 2010 census.

 

The City of Castle Pines is a Statutory City located in Douglas County, Colorado, United States. The United States Census Bureau estimates that the city population was 10,726 on July 1, 2013. The city is situated 19 miles (31 km) south-southeast of the Colorado State Capitol in Denver. The city is located north of the Castle Pines Golf Club and the unincorporated community of Castle Pines Village.As of 2011, 69.5% of the population over the age of 16 was in the labor force. 0.2% was in the armed forces, and 69.4% was in the civilian labor force with 66.8% employed and 2.6% unemployed. The occupational composition of the employed civilian labor force was: 58.3% in management, business, science, and arts; 28.7% in sales and office occupations; 7.6% in service occupations; 4.6% in production, transportation, and material moving; 0.8% in natural resources, construction, and maintenance. The three industries employing the largest percentages of the working civilian labor force were: educational services, health care, and social assistance (17.1%); professional, scientific, and management, and administrative and waste management services (16.7%); and finance and insurance, and real estate and rental and leasing (14.5%).

 

The Town of Frederick is a Statutory Town in Weld County, Colorado, United States. The population was 8679 at the 2010 census.

 

The City of Glenwood Springs is the Home Rule Municipality that is the county seat and the most populous municipality of Garfield County, Colorado, United States. The U.S. Census Bureau stated that the city population was 9,677 in 2012 as compared to 9,614 according to the 2010 census. Further growth is expected to be slow due to severe geographic constraints. Glenwood Springs is home to one of the campuses and the administrative offices of the Colorado Mountain College system.Glenwood Springs was named the ""Most Fun Town in America"" by Rand Today in their 2011 Best of the Road Rally contest.

 

The City of Alamosa is the Home Rule Municipality that is the county seat and the most populous municipality of Alamosa County, Colorado, United States. The city population was 8780 at the 2010 United States Census. The city is the commercial center of the San Luis Valley in south-central Colorado, and is the home of Adams State University.

 

The City of Rifle is a Home Rule Municipality in Garfield County, Colorado, United States. The population was 9,172 at the 2010 census. Rifle is a regional center of the cattle ranching industry located along Interstate 70 and the Colorado River just east of the Roan Plateau, which dominates the western skyline of the town. The town was founded in 1882 by Abram Maxfield, and was incorporated in 1904 along Rifle Creek, near its mouth on the Colorado. Rifle Creek is named for an incident involving white trappers in the late 19th century. According to local lore, one of the trappers accidentally left his rifle along the creek, giving it its name.

 

The City of Craig is the Home Rule Municipality that is the county seat and the most populous municipality of Moffat County, Colorado, United States. The city population was 9464 at the 2010 United States Census. It is home to Grande Olde West Days, Whittle the Wood Rendezvous, and one of North America's largest elk herds.

 

The City of Delta is the Home Rule Municipality that is the county seat and the most populous municipality of Delta County, Colorado, United States. The population was 8,915 at the 2010 census. The United States Forest Service headquarters of the Grand Mesa, Gunnison, and Uncompahgre National Forests are located in Delta.

 

The City of Cortez is a Home Rule Municipality that is the county seat and the most populous municipality of Montezuma County, Colorado, United States. The city population was 8482 at the 2010 United States Census.Cortez is a local commercial center, competing with Durango in the east, and Farmington, New Mexico in the south, and draws trade from southeastern Utah, the extreme northeastern corner of Arizona, the Shiprock area of Northwestern New Mexico, and San Miquel, Dolores, Montezuma, and parts of LaPlata County in Colorado. Its economy is based very heavily on tourism, both to nearby Mesa Verde National Park as well as to San Juan National Forest, Bureau of Land Management (BLM) lands in the area (including Canyons of the Ancients National Monument, as well as the Ute Mountain Ute Tribe and Navajo Indian Reservations).

 

Trinidad is a Home Rule Municipality that is the county seat and the most populous city of Las Animas County, Colorado, United States. The population was 9,096 as of the 2010 census, up slightly from 9,078 in 2000. The estimate as of 2012 was 8,771. Trinidad lies 21 miles (33 kilometers) north of Raton, New Mexico and 195 miles (305 km) south of Denver.For many years Trinidad housed the miners who worked in the coal mines of the Raton Basin south and west of the town. The coal mines are now closed, but since the 1980s companies have been drilling new gas wells to extract coalbed methane from the remaining coal seams.

 

The City of Lamar is the Home Rule Municipality that is the county seat and the most populous municipality of Prowers County, Colorado, United States. The city population was 7804 at the 2010 United States Census. The city was named afterLucius Quintus Cincinnatus Lamar II during the period that he was Secretary of the Interior in the futile hope that the then town would be named as the land office.

 

The City of Fort Lupton is a Statutory City located in Weld County, Colorado, United States. The population was 6,787 as of the 2000 census.

 

The City of Woodland Park is a Home Rule Municipality that is the most populous city in Teller County, Colorado, United States and is immediately west of El Paso County and the unincorporated community of Crystola. Many residents in this bedroom community, which is surrounded by the one-million acre (4,000 km�) Pike National Forest, make the 17-mile (27 km) commute to Colorado Springs. Ute Pass lies 12 miles (19 km) to the west of Woodland Park on US 24. The population was 6,515 at the 2000 census. Nearby Douglas County is about a fifteen-minute drive from the city.Called the ""The City Above the Clouds,"" Woodland Park, at 8,465 feet (2,580 m) above sea level, often enjoys clear skies while weather in neighboring towns may be rainy or overcast. The city has pursued a policy of careful growth, and enjoys dramatic views of Pikes Peak. Woodland Park offers easy access to hiking, climbing, and fishing. Because of the city's location, there is a natural limitation to population growth.

 

The City of La Junta is the Home Rule Municipality that is the county seat and the most populous municipality of Otero County, Colorado, United States. The city population was 7077 at the 2010 United States Census. La Junta is located on the Arkansas River in southeastern Colorado east of Pueblo.

 

The City of Aspen is the Home Rule Municipality that is the county seat and the most populous municipality of Pitkin County, Colorado, United States.[1] The city population was 6658 at the 2010 United States Census. Aspen is situated in a remote area of the Rocky Mountains' Sawatch Range and Elk Mountains, along the Roaring Fork River at an elevation just below 8,000 feet (2,400 m) above sea level on the Western Slope, 11 miles (18 km) west of the Continental Divide.Founded as a mining camp during the Colorado Silver Boom and later named ""Aspen"" because of the abundance of aspen trees in the area, the city boomed during the 1880s, its first decade of existence. That early era ended when the Panic of 1893 led to a collapse in the silver market, and the city began a half-century known as ""the quiet years"" during which its population steadily declined, reaching a nadir of less than a thousand by 1930. Aspen's fortunes reversed in the mid-20th century when neighboring Aspen Mountain was developed into a ski resort, and industrialist Walter Paepcke bought many properties in the city and redeveloped them. Today it is home to three renowned institutions, two of which Paepcke helped found, that have international importance: the Aspen Music Festival and School, the Aspen Institute, and the Aspen Center for Physics.In the late 20th century, the city became a popular retreat for celebrities. Gonzo journalist Hunter S. Thompson worked out of a downtown hotel and ran unsuccessfully for county sheriff. Singer John Denver wrote two songs about Aspen after settling there. Both of them popularized Aspen among the countercultural youth of the 1970s as an ideal place to live, and the city continued to grow even as it gained notoriety for some of the era's hedonistic excesses as well, particularly its drug culture.Today the musicians and movie stars have been joined by corporate executives. As a result of this influx of wealth Aspen boasts the most expensive real estate prices in the United States[4] and most middle-class residents can no longer afford to live there. It remains a popular tourist destination, with outdoor recreation in the surrounding White River National Forest serving as a summertime complement to the four ski areas in the vicinity.

 

Wellington is a Statutory Town in Larimer County, Colorado, United States. The population was 6,289 at the 2010 census.

 

The Town of Gypsum is the Home Rule Municipality that is the most populous municipality in Eagle County, Colorado, United States. The population was 6,477 at the 2010 census. Gypsum is the home of an American Gypsum drywall plant and mine.

 

The Town of Carbondale is a Home Rule Municipality in Garfield County, Colorado, United States. The town population was 6427 at the 2010 United States Census. The town is located in the mid valley of the Roaring Fork River, downstream from Aspen and upstream from the mouth of the Roaring Fork at Glenwood Springs. The town proper sits on the south bank of the river, at the confluence of the Crystal River. Carbondale's horizon is dominated by the 12,953 ft (3,952 m) tall Mount Sopris several miles to the south of town.

 

The Town of Eagle is the Statutory Town that is the county seat of Eagle County, Colorado, United States. The population was 6,508 at the 2010 census.

 

The Town of Avon is a Home Rule Municipality in Eagle County, Colorado, United States. The town population was 6447 at the 2010 United States Census. Avon is the gateway to the Beaver Creek Resort which lies about two miles (3 km) south of the town. It was the previous site of Vail Resorts before the company moved its physical headquarters to Broomfield, CO. in 2006. The town also is the home of Liberty Skis, an independent ski manufacturing company.The town first consisted of a rail station opened in 1889. Originally spelled ""Avin"", the name was later changed to ""Avon"".[4] Avon was incorporated in August, 1978.[4]Formerly, Avon had a small private airport, being the Avon STOLport, which was owned and operated by Rocky Mountain Airways. This STOL (short take off and landing) airfield was located just west of the WalMart/Home Depot area. Rocky Mountain Airways operated scheduled passenger flights to and from Denver International Airport with 50-passenger de Havilland Canada DHC-7 ""Dash 7"" four engine turboprop STOL aircraft.

 

The City of Cherry Hills Village is a Home Rule Municipality located in Arapahoe County, Colorado, United States. The city population was 5987 at the 2010 United States Census. Cherry Hills Village is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. It is one of the most affluent places in Colorado and the United States.The city hosted two PGA Championships (1941 & 1985) and the 2005 U.S. Women's Open at the Cherry Hills Country Club.According to common stories amongst members, the classic Arnold Palmer iced tea drink is reported to have been started at the Cherry Hills Country Club. Allegedly, Palmer grew angry at the bartender because the bartender refused to mix lemonade in his iced tea.[citation needed]

 

The Town of Estes Park is a Statutory Town in Larimer County, Colorado, United States. A popular summer resort and the location of the headquarters for Rocky Mountain National Park, Estes Park lies along the Big Thompson River. Estes Park had a population of 5,858 at the 2010 census.

 

The Town of Milliken is a Statutory Town in Weld County, Colorado, United States. The town population was 5610 at the 2010 United States Census.

 

The City of Sheridan is a Home Rule Municipality in Arapahoe County, Colorado, United States. The population was 5,664 at the 2010 census.

 

"

Colorado

 

Your Company could have become aware of trucking factoring but most people may mistake what it is or more significantly exactly what it can do for your company. Trucking Receivables Finance likewise understood as receivables financing is a kind of asset based financing that will boost a firm's short-term cash needs. This is not a loan; no debt obligation is taken on by Commercial Factoring ,and the funds are unconstrained. Accounts Receivable Factoring Companies in Invoice Factoring Services Colorado Factoring Company at Staffingresource.org- giving account receivable collection process deals colorado-factoring-company

Staffingresource.org-Colorado Factoring Company

Denver

Colorado

Accounts Receivable Factoring Companies

The trucking establishment provides their accounts to the factoring company. The trucking factoring provider then take the payment amounts from the trucking company's customers. Factoring has been in existence for centuries and has been utilized for several years by many varied markets-- but none exceeding so than truckers. While you might possibly lose out on a small part of the money, something like 1-3 % depending on who you team up with, it implies that you are acquiring the cash today and can actually start putting the money to function.

 

 

Stellarspeed.Com

Factoring For Trucking

This is particularly true of truck enterprises. They often tend to manage great deals of statements which means a considerable amount of collection period demands company owner themselves. Attempting to get paid off promptly can become an unbelievable headache and this is the reason why you utilize trucking factoring organizations who are thrilled to help out truckers primarily.

 

 



Invoice Factoring Companies Reviews at Ogdenphoto.Com

 

The Bureau of Economic Analysis estimates that the total state product in 2010 was $257.6 billion.[61] Per capita personal income in 2010 was $51 940, ranking Colorado 11th in the nation.[62] The state's economy broadened from its mid-19th century roots in mining when irrigated agriculture developed, and by the late 19th century, raising livestock had become important. Early industry was based on the extraction and processing of minerals and agricultural products. Current agricultural products are cattle, wheat, dairy products, corn, and hay. The federal government is also a major economic force in the state with many important federal facilities including NORAD (North American Aerospace Defense Command, United States Air Force Academy, Schriever Air Force Base located approximately 10 miles (16 kilometers) east of Peterson Air Force Base, and Fort Carson, both located in Colorado Springs within El Paso County; NOAA, the National Renewable Energy Laboratory (NREL) in Golden, and the National Institute of Standards and Technology in Boulder; U.S. Geological Survey and other government agencies at the Denver Federal Center near Lakewood; the Denver Mint, Buckley Air Force Base, and 10th Circuit Court of Appeals in Denver; and a federal Supermax Prison and other federal prisons near Ca�on City. In addition to these and other federal agencies, Colorado has abundant National Forest land and four National Parks that contribute to federal ownership of 24,615,788 acres (99,617 km2) of land in Colorado, or 37% of the total area of the state.[63] In the second half of the 20th century, the industrial and service sectors have expanded greatly. The state's economy is diversified and is notable for its concentration of scientific research and high-technology industries. Other industries include food processing, transportation equipment, machinery, chemical products, the extraction of metals such as gold (see Gold mining in Colorado), silver, and molybdenum. Colorado now also has the largest annual production of beer of any state.[64] Denver is an important financial center.

 

Factoring Receivables Transportation Companies

The trucking establishment provides their accounts to the factoring company. The trucking factoring provider then take the payment amounts from the trucking company's customers. Factoring has been in existence for centuries and has been utilized for several years by many varied markets-- but none exceeding so than truckers. While you might possibly lose out on a small part of the money, something like 1-3 % depending on who you team up with, it implies that you are acquiring the cash today and can actually start putting the money to function.

 

 



Invoice Factoring Companies Reviews at Ogdenphoto.Com

 

 

 

Factoring Industries

 

Factoring Industries

 

At one time or another, every business, even successful ones, have experienced poor money flow.

Money flow does not have to be an issue any more. Do not be deceived -- banks are not the only places you can get funding. Other solutions are available and you do not have to borrow money. Exactly what is truck factoring ? One solution is called trucking factoring. Truck Factoring is the process of selling invoices to an investor rather than waiting to collect the cash from the client. Oh, the Irony- Trucking factoring has a paradoxical distinction: It is the financial foundation of many of America's most successful businesses. Why is this paradoxical ? Since receivable loan funding is not instructed in business colleges, is seldom mentioned in business plans and is fairly unknown to the majority of most of American business individuals.

Yet it is a financial procedure that frees billions of dollars every year, enabling countless companies to grow and prosper. Invoice Factoring has actually been around for thousands of years. Commercial Factoring Businesses are financiers who pay cash for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your client has actually agreed pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business deals, a big portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail deals. Utilizing the purest definition of the word, these large customer finance companies are really simply large Accounts Receivable Factoring Businesses of customer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The shop gets paid practically immediately, even though you do not make payment until you are ready.

For this service, the charge card business charges Sears a fee (typical common normal charges range from two to 4 percent of the sale). The Benefits Trucking Factoring can offer numerous benefits to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on an item that has actually already been provided, a company can factor (sell) its receivables for cash at a small price cut off the amount of the invoice. Payroll, advertising efforts, and working capital are simply a few of the company requirements that can be met with instant  money.

Receivable Financing provides the ways for a producer to replenish inventory and make more products to sell: There is no longer a need to wait for earlier sales to be paid. FACTORING is not simply a money management device for manufacturers: Almost any type business can benefit from Receivable Financing. Generally, a business that extends credit will have 10 to 20 percent of its annual sales tied up in accounts receivable at any given time. Think for a minute about how much is bound in 60 days' worth of invoices: You can not pay the power expense or this week s payroll with a customer s invoice, but you can sell that invoice for the money to satisfy those responsibilities. Using truck factoring companies is a quick and easy process. The factor purchases the invoice at a price cut, typically a few percentage points less than the face value of the invoice.

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The United states Transportation Association
mentions that there around
195,000 employees with transportation
businesses and
300,000 private service providers trucking
firms certified to
operate in the States that transferred,
according to their latest searchings for billions of
items, supplies and
basic products .
There are a number of typical
carriers either going solo or in
groups on our nation
roadways transferring these
crucial products to our
shops, manufacturingplants and ports.

Moreover  freight factoring
businesses aid
several of them and offer their
factoring facilities
nationwide including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Colorado Factoring Company

 

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Receivables factoring company Calculator
This calculator will show you how much you will make by using our receivables factoring company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivables factoring company
Enter the principal balance of your receivables factoring company
(call your receivables factoring company lender and ask for the current payoff amount):
Enter the amount of your monthly receivables factoring company payment:
(invoice amount):
Enter the your receivables factoring company's current interest rate:

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

 

 

View Our Truck Factoring Videos For More Information

 

 

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Factoring Companies Reviews at Richardvegas.Com

 

 

 

A $10,000 Mistake!

 

"

�So It is not a loan?� Alfredo Brooks asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�No, not exactly,� she stated.Alfredo Brooks owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Brent. He named his business Wheeler Trucking, named after Erik and Maurice, his two grandfathers. They had both been hardworking men, and had done a lot to make Alfredo the same.Six months ago disaster struck Brent's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. The financial security of Brent's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.A big problem a lot of trucking companies came across was how bills were paid in the industry. Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Alfredo was an excellent business man, and he certainly hadn't done anything wrong. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.And that's why he found himself across the desk from this woman. Her name was Jacqueline and she worked for a factoring company. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.Jacqueline explained. �It�s not a loan, we purchase your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Alfredo agreed. It sounded good to him, almost too good.Jacqueline laughed. �You look like you don�t believe me,� she chuckled.�No, I do, I just think it sounds a bit too good to be true. I actually thought I might end up losing my business.�Jacqueline smiled, agreeing. �We get that a lot. Listen, I�d hate to see you lose your company. We know how hard you work, and that you've invested everything in your business. We all need help sometimes. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Jacqueline said with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Alfredo filled the form out, with Jacqueline available to help him if he needed it. The completed profile gave Jacqueline and her company all the information they needed on Brent's business, and with this information they would determine if this business would in fact be suitable for Factoring. In truth, not all companies were. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. As Alfredo completed his form, Jacqueline listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Jacqueline took it and slid it into her briefcase. She then stood, reached across the desk and shook Brent�s hand. He stood before they shook as well, and then smiled. Alfredo walked Jacqueline to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Jacqueline though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.Alfredo couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Wheeler Trucking. So he did it. Once again he built a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Brent's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

More Freight Factoring Companies California -Articles

Factoring Companies Reviews at Richardvegas.Com

 

 

 

Freight Broker Factoring

 

"

Since the mid 1980s Rose Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Rose Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Cash was flowing and times were good for all.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed to a crawl

 

. And worse yet, Rose had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Jon Caldwell, CEO of Rose felt a chill go down his spine whenever he would look at the weekly A/R reports. There was a growing list of clients who now owed them back debt.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Rose money had jumped ship and decided to leave him holding the bag.

 

. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Rose hadn't gone elsewhere. The had just gone!.This current state-of-affairs was causing Jon Caldwell to have some very restless nights. Jon was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. At night he would speak to his wife Darlene and shake his head in frustration.

 

""I have a bad feeling, Lin,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would ask.Jon would stare off into the distance, and then slowly close his eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them on the road, delivering good to all his loyal customers. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" said Jon. ""I've relied too long on the profits I receive from invoices alone. I've let too many of our customers go too long without paying on their bills."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Jon knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The next day Jon strolled into his office and was determined to sit down and make every phone call to every client who had owed Rose money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Jon knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Jon was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Idaerley knocked at his door.

 

""Can I have a word with you Jon?"" she queried, standing in the doorway.

 

""Sure thing Ida, come on in."" Jon leaned back in his chair and looked expectantly at Idaerely.""Well Jon, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" Idaerley asked.""It does sound vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Jon interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""it is actually very simple. We can have an expert account manager review our numbers and help us complete a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It�s a broad view.""Jon replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. The funding commences once we�ve arrived at an agreement.�Leaning forward, Jon studied the documents very closely.""It sounds too good to be true, Ida,"" he said.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Jon: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. And they're flexible Jon,"" she underlined a paragraph on the paper before him.""Just how flexible?"" he asked.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. Apparently they can figure this all out in two to four days.

 

""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Jon.Jon took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Jon took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Rose Truck & Haul were professional resources of the company, but they were also long-standing friends. They did not want to throw away these relationships because they were having trouble paying their bills now. Jon knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Ida, thank you."" Ida nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Jon sat behind his desk and looked over the details Ida had not mentioned in their meeting. What other issues could freight factoring help Rose with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Jon was surprised: it said that his company could get up to fifty percent cash advances on load pickups. Jon was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Julio the good news,"" muttered Jon to himself.Julio is Jon's son-in-law, and he really admired the ideas behind Rose, so much so that only two years before he had started his own transportation service business. Jon knew then what struggles Julio would face but he encouraged him nonetheless. With the economy the way it was, if an established company such as Rose was struggling then the little guys, like Julio, were going to be in even more trouble. But, maybe the answer for both of them was in freight factoring, and Jon was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Jon found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Jon looked back on the dismal months of life before freight factoring and almost shuddered at the thought. If Jon hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

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Factoring Companies Reviews at Richardvegas.Com

 

 

 

Best Trucking Factoring Company

 

Why Truck Companies Use Factoring Companies.

 

As the operator of your own establishment, you may likely be more than perceptive already of the hardship in making sure that capital matters do not become a difficulty down the line. After all, the worst thing that can quite possibly transpire for your company is to find yourself embroiled in a long and perplexing predicament that leaves you forever trying to find the funds you necessitate on an on-going basis.

 

For just about any company in this situation, the complication can come for waiting for work to clear up and actually be paid out into your account. Statements, checks, and the like can take some time to actually to be taken care of which can leave you with temporary capital problems. Thank goodness, there are approaches out there for businesses to consider-- and just one of these is factoring companies.

 

Factoring firms will, in substitution for your bill of sales, give you with the resources today to ensure that you do not have to fret about the lingering duration which could make paying off the expenses and obtaining toolsmore challenging. With this type of setup, invoice factoring can come to be extremely valuable for various companies who need to get out of a cash trap which they have discovered themselves in.

 

Simply because, relying on the size of the work, it can take up to 60 days for several firms to get paid then it is very important to take care of your own back and not leave yourself cash short to pay the expenses. After all, how many enterprises possess two months revenue just lying there to pay for all their bills until they earn?

 

This is particularly true of trucking enterprises. They often take care of lots of invoices which means a huge volume of collection period concerns business owner themselves. Seeking to get paid in time can turn into an amazing inconvenience and this is precisely why you utilize trucking factoring firms who are glad to help out truckers exclusively.

 

As most of us recognize, trucking is an remarkably huge industry with a lot of agencies out there working with hundreds of operators. However, numerous of these drivers wind up in income problems considering that they are still waiting on work from six weeks ago to actually compensate them. When this is the condition for a truck company, consulting factoring providers for help could be the most effective choice left.

 

This implies that a truck business can pay the wages of the crew, keep all the cars filled with gas and continue to escalate, develop and expand without consistently waiting for the resources which is taking too lengthy to come in. Trucking Businesses working without a factoring program implemented are leaving themselves at notable danger, as competitors cash out quickly and proceed to broaden.

 

There's genuinely nothing to be stressed about when it comes to making use of a Factoring agency-- they commonly are not like a banking company or a person who is going to leave you with a substantial stack of financial obligation to pay back. You give them genuine invoices from job you have already wrapped up , you are just facilitating the repayment system.

 

In the United States, where trucking companies survive, factoring providers are not considered accepting loan of in any capacity. This confidential contract then makes it possible for both parties to benefit and enjoy a good future-- it provides the factoring business a warranted asset of revenue to add to the list and it provides the trucking company the required finances that they sweated to acquire.

 

The trucking establishment provides their accounts to the factoring establishment. The trucking factoring firm then collect the payment amounts from the trucking company's clients. Factoring has been all around for hundreds of years and has been adopted for several years by several diverse markets-- but none exceeding so than truckers. While you may lose out on a small part of the money, something like 1-3 % depending upon who you work with, it signifies that you are receiving the cash today and can actually start putting the money to function.

 

Anyway, an IOU or an invoice is not actually going to cover costs, is it? For trucking establishments when the finances can be excellent one day and gone the next, it is up to the vehicle drivers to work smartly and to make sure they are leaving themselves with a notable quantity of time and money to get through the week up until they are paid for again.

 

So the next period your trucking company is enduring some temporary capital challenges and you are investing too much time chasing slow paying clients, why not start off considering using a factoring businesses as a way to get your finances and give yourself a more worry-free future in the eyes of your trucking workers and your bank balance?

 

 

 

 

 

 

 

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Transportation Factoring Solutions

 

The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Derrick Snyder just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Derrick is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Snyder Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Derrick�s father had started as an owner-operator and had grown Snyder Trucking Company into a fifteen trailer fleet over forty years. There had been some hard times when it seemed everything was going to go under and even Derrick�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Derrick's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Snyder Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. He knew that turning down these requests made Snyder Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Derrick allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Derrick knew he was right in his forward thinking. What would be the next step for Snyder Trucking? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

He wondered about factoring - was this the answer for him? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Now it was time for Derrick to do his homework. Derrick had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Derrick because he and his father had created a very strong and loyal list of clientele over the years. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Snyder Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Derrick stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Snyder Trucking Company and who knows, move into Canada, which had always been his dream. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

 

 

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Date Published- 2014- 06-02 Trucking Factoring Companies Reviews

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Factoring Companies Reviews at Richardvegas.Com

 

 

 

 

 

More Transportation Factoring Solutions -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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